Things to Know Before You Refinance Your Mortgage



When You Should Refinance 

1. Drop-Down Rates

Interest rates fluctuate all the time, but the mortgage you’re paying remains the same at a fixed rate. Negotiate with your bank when they offer a lower interest rate. Lowering your current interest rate can mean paying a lower payment, giving you more money at the end of each month, which you can then reinvest in other products. 

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